How Will Rising Interest Rates Affect Commercial Real Estate Values?

Much has been made of the Fed’s December move, the “Trump effect” on the stock market and their collective impact on long term interest rates.  The former has resulted in a 25 basis point increase in the short-term interbank lending rate while the later has contributed to a more impactful 60 basis point increase to…

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How Much Equity Do I Need To Purchase Commercial Property?

Second only to “What interest rates do you charge?”  “How much equity do I need to purchase a commercial property?” is among the most commonly-asked questions we get from real estate investors – whether on the phone, via email, chat or social media. For stabilized commercial real estate properties borrowers should expect to put down…

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Let’s Demystify Commercial Real Estate Loan Documents

Modern Funding wants you to be informed about every aspect of the Commercial Real Estate Loan process, so we’ve prepared this handy guide to understanding commercial real estate loan documents. Commercial real estate lenders typically require borrowers to sign and deliver the following loan documents when making a commercial real estate loan. The mix of…

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Who is the Typical Modern Funding Customer?

People ask us all the time, “Who is the typical Modern Funding customer?” While we work with a wide-range of borrowers, our focus is professionals who own commercial real estate who are looking for loans from 500K. They often don’t have a lot of lending relationships or the time to build them. Therefore, they don’t…

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Should I Refinance my CRE Loan?

Even the most experienced property owners may wonder when the time is right to refinance commercial property, as the answer depends on the details of each specific CRE situation. Generally, commercial property owners should consider some of the reasons why it makes sense to refinance: Refinancing can be a simple way for business owners to improve cash…

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